Starting credit limits between £250 - £1,500
A manageable starting credit limit with flexible repayments starting at just £25 per month.
Credit limit increases
Eligible for regular credit limit increases if you make timely payments and manage your card responsibly.
Track your credit score
Access Tesco Bank CreditView to track your credit score with monthly updates for up to 3 years.
Earn Clubcard points
Collect Clubcard points on almost every purchase, including your regular shopping at Tesco.
Why Choose the Foundation Credit Card for Building Your Credit?
The Foundation Credit Card is perfect for those new to credit or individuals looking to improve their credit score. With starting credit limits between £250 and £1,500, it’s an accessible option for anyone who needs to rebuild their financial standing. By making responsible payments, you can increase your credit limit over time, and your credit score will improve.
You’ll also earn Clubcard points with almost every purchase, which can be redeemed for rewards, making it a great card for frequent Tesco shoppers. Plus, you can easily track your credit score through Tesco Bank CreditView, giving you the insights you need to stay on top of your financial progress. This card helps you manage your spending while providing the tools to build a healthier credit history.
The APR on purchases is 29.9% (variable), which is typical for cards designed for individuals with bad or limited credit.
Yes! If you make your minimum payments on time and stay within your credit limit, you may be considered for regular credit limit increases.
Clubcard points are Tesco’s loyalty points. You can collect them on almost every purchase, both in Tesco stores and elsewhere. Points can be redeemed for discounts, vouchers, or rewards.
No. Checking your eligibility for the Foundation Credit Card will not affect your credit score as it uses a soft search.
You’ll get access to Tesco Bank CreditView, which provides monthly updates on your credit score for 3 years after opening your account.
Take the First Step Towards Better Credit with the Foundation Credit Card
The Foundation Credit Card offers an excellent opportunity for those looking to build or rebuild their credit score. With its manageable credit limits, rewards for shopping, and credit score tracking, it’s a practical choice for anyone looking to improve their financial health. Click the button below to apply for the Foundation Credit Card and start on your journey to better credit today. You can apply quickly and easily online, and you could receive your decision in just minutes. Don’t miss out on this chance to improve your credit while earning rewards!