Before you apply for the HSBC Premier Credit Card, here are some important details to consider. The HSBC Premier Credit Card offers premium rewards, lifestyle perks, and travel benefits — but it’s essential to understand its key features before applying. Here’s a quick overview of the most important aspects.
Unmissable Advantages of the HSBC Premier Credit Card
- Convert Reward Points into Airline Miles: Turn your reward points into airline miles with major airlines like British Airways, Emirates, and Qatar Airways. Use them to book flights and upgrades for your next adventure.
- Redeem Points for Shopping Vouchers: Exchange your reward points for vouchers from top retailers like Amazon, M&S, and more. Shop for your favourite products while saving money.
- Access Mastercard Priceless Experiences: Get exclusive access to unique experiences in travel, dining, and entertainment through Mastercard Priceless, enhancing your lifestyle wherever you go.
- 24/7 Emergency Assistance and Cash Advances: If your card is lost or stolen while travelling, get emergency cash or card replacement support worldwide, 24/7.
- Hassle-Free Digital Payments: Add your HSBC Premier Credit Card to Apple Pay or Google Pay and make secure, contactless payments straight from your smartphone before the physical card arrives.
Points to Consider Before Applying for the HSBC Premier Credit Card
- Eligibility Requirement – HSBC Premier Account: You must be an HSBC Premier Account holder to apply for this card. To qualify for an HSBC Premier Account, you’ll need to meet specific financial criteria, such as a high level of savings or income.
- Balance Transfer Fee: While you’ll benefit from 0% interest on balance transfers for 18 months, a 2.99% transfer fee applies (minimum £5). Make sure to factor this cost into your transfer plan.
- Interest Rate After Promotional Period: Once the 9-month 0% interest period for purchases ends, the interest rate will revert to 23.9% APR (variable). Plan your repayments to avoid unnecessary interest.
- Airport Lounge Access Fee: While you’ll gain access to over 1,600 lounges via Priority Pass, each visit will incur a £24 charge per person.
How to Apply for the HSBC Premier Credit Card in 4 Easy Steps
- Visit the HSBC Website or Mobile App: Apply online via the HSBC Mobile Banking app or on the official HSBC website.
- Provide Your Information: Enter your personal details, including your HSBC Premier Account information, address, and income details.
- Submit Your Application: Review and submit your application. If you’re using the app, your details will be pre-filled for added convenience.
- Get an Instant Decision: HSBC typically provides an instant decision. If approved, your HSBC Premier Credit Card will be sent to your address within 7-10 working days.
The HSBC Premier Credit Card is an exceptional choice for those seeking exclusive travel perks, lifestyle benefits, and enhanced financial control. With double reward points on international purchases, access to over 1,600 airport lounges, and an extended warranty on household appliances, this card goes beyond traditional credit card perks.
If you already have an HSBC Premier Account, applying for this card is a no-brainer. With no annual fee, it’s a cost-effective way to enjoy luxury perks and financial flexibility. Take the next step and apply online today. Don’t miss out on the chance to upgrade your lifestyle with the HSBC Premier Credit Card!
