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Elevate Your Finances with the African Bank Black Credit Card

Get up to R350,000 credit, earn interest on balances, and enjoy premium features.

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African Bank Black Credit Card

Generous Credit Limit

Apply for a credit limit of up to R350,000, with terms and conditions tailored to your affordability.

African Bank Black Credit Card

Interest-Free Days

Get up to 62 days of interest-free credit on purchases when settling the balance in full by the due date.

African Bank Black Credit Card

Instant Card Issuance

Walk into any African Bank branch and leave with your personalised embossed credit card on the same day.

African Bank Black Credit Card

Global Accessibility

Accepted worldwide wherever the Visa logo is displayed, including online and in-store transactions.

The African Bank Black Credit Card: Designed for Your Lifestyle

The African Bank Black Credit Card combines flexibility, convenience, and security to meet your financial needs. With a credit limit of up to R350,000, interest-free days, and the ability to earn interest on positive balances, this card is a versatile solution for everyday spending and larger purchases. Enjoy added perks like instant issuance, secure online payments, and access to advanced banking tools through the African Bank app. Whether you’re managing your finances or making transactions abroad, the Black Credit Card offers unmatched ease and reliability.

Yes, if your card is six months or older, you can request a credit limit increase, subject to a credit assessment. Approval makes the new limit available immediately.
You’ll need proof of income, the latest three months’ bank statements, and must be over 18 years old.
Visit any African Bank branch to collect your personalised embossed card instantly. Activation details will be sent via SMS.
Yes, online transactions are secured with an OTP (One-Time PIN) sent to the cardholder to authorise purchases.
The monthly service fee is R69, with a one-time initiation fee of R147. Additional fees for card replacement and other services may apply.

Simplify Your Spending with the African Bank Black Credit Card

Whether you’re shopping online, travelling abroad, or managing day-to-day expenses, the African Bank Black Credit Card provides unmatched convenience and security. With its generous credit limit, instant issuance, and advanced safety features, this card is a valuable financial tool for any lifestyle. Click the button below to learn more and start your application today. Take control of your finances with confidence and ease!